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Same Pay Pay Day Loans Direct lenders no Credit check no Teletrack no phone. It's not uncommon to run into some financial problems where you need a quick resolution. Emergency travel plans or unexpectedly high bills are very real issues. An empty bank account can make this situation even worse. The solution is simple - to take a payday loan! 12M Loans is doing its best to assist its customers in getting a loan approval in one hour or even faster! same day loans Fast one hour loans Easily and as quickly as possible, to help ease your financial distress! If you are running up against a tight deadline for needing a short-term loan, it's best to submit your application first thing in the morning. Loan approval can come about as quickly as one hour, although chances are limited you will receive the actual loan in one hour. One hour cash loans are simply not possible because of the application, approval and funding process. Once approved, you will get funds directly to your bank account later the very same day or next business day.